Guide to all that is to know to buy car insurance online Malaysia!
Times are indeed tough; you need to stretch every ringgit possible that you want to find more savings out of your car insurance in Malaysia. Are you then scouring everywhere, brochures, pamphlets, including the internet, high and low for the best car insurance deals, yet not sure if you’re going at it at the right way? Worse still, are you feeling perhaps a bit jumpy as your car insurance is about to expire anytime soon? Perhaps you may get more out of your money by following these tips!
What is the number one rule when it comes to finding the best car insurance in Malaysia?
Well, traditionally, the way we find car insurance in Malaysia is always to buy from an agent friend or relative. Perhaps at times, you renew your car insurance with a bank together with your car loans! Some of you may have walked into MYEG offices mushrooming everywhere in the country.
But if you go individually, how do you know that you are getting the best deals? Well that is why going about the research on the best car insurance in Malaysia on your own is important, and the best way is to do it online. Why so? Well read on!
Well, have you considered to buy car insurance online in Malaysia?
When you decide to purchase a product online, you are opening yourself with various types of insurance products and insurance providers. This is especially so when the car insurance industry has undergone a detariffication exercise, which means insurance companies can create innovative products and offer superior prices. Therefore, you have ample opportunities at finding a suitable plan for your own circumstances and budget.
You may be able to save quite a bit on your car insurance in Malaysia
Buying online could be cheaper for various reasons, with the absence of 10% agent’s commission being one of it. So you get instant 10% rebate! Also due to heavier competition to attract new age consumers, insurance companies may be driven to offer really competitive products which are value for money.
In a long run, since there are not any agents or any other additional overheads costs since products are on online and on self-service basis, insurance providers that offers products online may experience an overall lower operational costs, and therefore returning back these savings to you the customers!
You can literally buy it from your phone, laptop, from whichever ends of the earth with internet
You don’t need to lift your butt off your sitting position to buy a car insurance in Malaysia anymore! This is because you can now complete the purchase directly from the comfort of your home, whilst you are travelling overseas, whilst you’re taking a dump (Oops, too much information right there).
You could even buy an insurance at 3am if you like, or weekends, without obligation to set an appointment to meet with any representatives.
All you really need is just a stable internet connection and an online bank account or credit card to complete the sale.
Now remember how foreign it was to buy your first flight ticket from AirAsia? It would be slightly daunting too to pay thousands of ringgits on the net, but you’d get used to it, and it is only going to be a new norm of the future!
You have full automony on what to buy, and which insurance provider to choose from
When meeting an agent or a bank official, the annoying part is that they may keep pestering you to buy a product from them or their insurance providers, when in actual fact you’d just want to do a bit more research before deciding! More so, if the agent is your friend! Uh-oh. Big time problem. Gosh, the guilt trip of delaying to buy from him/her and that may cause negative consequences on your friendship in the long run. With online purchase, you can save all the potential conflicts, (yay to being best friends again!) by doing as much research as you like, for as long as you like. In fact, you could actually do the research all year long, even if your car insurance is not expiring anytime soon!
Receive a Policy(Street) in your email almost instantly!
You decide to buy car insurance online in Malaysia, you literally can receive your cover note in just minutes! That means, you’d have cover faster than the other traditional methods like meeting an agent or a bank official. Just make sure that you’ve completed all your details in an accurate manner, so that the policy gets forwarded to the right email address for your safekeeping.
Now that you know some of the benefits to buy car insurance online Malaysia, what should you do next? Well, first of all, you could potentially buy from the individual websites from insurance providers directly or you could start your search by visiting websites like ours! PolicyStreet prides ourselves to be the go-to marketplace to curate and find the best insurance deals in town, including the best car insurance in Malaysia, in terms of value, ease of purchase and of course freebies if we can throw some into the package 😉 So essentially, we do all the legwork and groundwork for you our customers, and you just gotta sit back and relax and focus your energy on things that well do matter 😊
Here we have our first partnership with MSIG to promote their car insurance comprehensive product!
Did you know that MSIG’s Motor Insurance is arguably the most affordable car insurance in Malaysia available online right now? You get 10% rebate upfront when you renew your motor insurance with MSIG, plus we hear that their pricing for Toyota cars is the most competitive at this point in time! 😉 Plus they even offered a new and innovative benefit called limited perils cover, which covers flood insurance at a super duper competitive rate. So this also means you get protected in case any flash floods happen in your city or close to your workplace.