As it is something that is commonly known, driving is a dangerous task that we all have to do every single day, and with us knowing this, we take a whole lot of precautions and steps to avoid car accident in Malaysia by driving safely, obeying the rules of the road, stopping when needed, wearing our seat belts, etc. But sometimes it is not enough and we do get into accidents, unfortunately and we still have to deal with them.
There are many ways to deal with a car accident, but not all of them are the right way, most of them are wrong and dishonest. So what we need to know is the things to do after a car accident in Malaysia which are the right things to do, it may not be what we want to do but it can certainly keep us from getting into more trouble, so without anymore delay, here are the top 10 things to do after a car accident.
The first thing that we need to do after a car accident in Malaysia is to stop, do not ever drive away from a car accident, even it is a minor one. Many people might get start to get a panicky feeling but that is normal, do not drive away, it is the wrong thing to do, unless the person comes out and threatens you and your life, or the life of your passengers, then you can drive away to protect yourself.
Protect The Scene
The next thing you need to do after a car accident in Malaysia is to protect the scene, this is so you can prevent any further accidents and the way you can do this is to set up flares or keep your flashers on. If it is dark and unfortunately your lights don’t work either, you will need to use a flashlight to keep yourself safe while you wait inside of your disabled car or by the side of the road.
Call The Police
One of the other top 10 things to do after a car accident in Malaysia is to call the police, even if there are no serious injuries, it will be a really good idea to call the police, but if you can handle the situation yourself by getting information from the other party and you sharing your information with them, then it is okay. But if you are looking to make a claim, you might need a police report to make a claim. That means you need to go to the police station yourself.
Make An Accurate Record
The next thing to be done is only after the police arrives, but before, you need to remember exactly what happened, be sure to let the investigating officers know exactly what happened, do your absolute best, and if you don’t know certain facts, let them know. Don’t speculate, guess or misstate any of the facts. If you are asked if you are injured, but for some reason you are unsure if you are, then tell the officers that, instead of stating that you are not injured. You should and also make sure that whatever statements that have been made by the other people ho are involved in the accident are also accurate.
This is one of the most important things to do after a car accident in Malaysia, remember to take pictures, everyone nowadays have a cell phone that is well equipped with a good quality camera and you need to take pictures of the vehicles if there is visible damage. If you have any visible injuries, you need to take pictures of those too. Remember not to be in the way with the ongoing police investigation, so take the pictures as soon as possible after the accident.
The next important thing to do after a car accident in Malaysia is to exchange information with the other person who is involved in the car accident. Usually it is the police who will retrieve these information but if they do not show up then you need to be the one who obtains the information and then information you are looking to get are names, addresses, and telephone numbers of all the people who are involved in the car accident.
Report The Accident
One of the most important things to do after a car accident is to report the accident. You must notify your insurance company as soon as possible because many policies require immediate reporting and full cooperation. You can also find out if you have medical benefits that is part of your insurance coverage. If you don’t report the accident, you may not be able to make a claim for it.
Seek Medical Attention
One of the most often things that happen when you encounter a car accident, you will also get injured physically, and this is not the time for you to wait around, you need to seek medical attention as fast as possible because you may never know how serious you are physically hurt, it could even be life threatening. So the next time you get into a car accident, be sure to seek medical attention immediately.
Keep A File
We can always be organized wherever, whenever and for whatever reasons, with that being said, we need to always keep a file to keep all of our accident-related documents and information together. Amongst the important things to have are a claim number, the claim’s adjuster who is handling the claim, names and phone numbers of all contacts, receipts for a rental car and any other expenses that are incurred as a result of the accident.
Protect Your Rights
Lastly on the list of top 10 things to do after a car accident is to protect your rights. This is perhaps the most important thing you should do after a car accident, which is to consult your attorney. Your attorney can protect your rights and make sure valuable evidence is not destroyed.
Insurance companies want to take statements immediately after and accident, so it is important that you have received legal advice before providing such a statement.
Now that you know what are the things to do after a car accident in Malaysia, you need to be prepared for a car accident because it can happen anytime when we are on the road, but one of the things we need to do when we have a car is to have motor insurance, and fortunately for us, MSIG is offering motor insurance that is one of the best in the market today, visit PolicyStreet.com to find out more on how you can enjoy 10% immediate rebate!