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When Won’t You Need Your Personal Life Insurance?

PolicyStreet / 22/05/2017

One of the ironies of insurance, in general, is that it’s essential but we hope never to need it. But is there an actual life scenario where you actually don’t need a personal life insurance? When can you avoid those pesky insurance ads and agents?

personal life insurance

You’ve No Ageing Parents And/or Young Siblings

No one depends on you, or perhaps they are not your first priority. If you pass on today, their livelihoods will not be affected. So really, it is not that big of a deal.

You’re Not Married

Imagine how it would be like if you suddenly pass away today and leave your surviving spouse with all that mounting debt and living expenses. That would totally be un-cool.

You’re Not A Father/Mother/Godfather/Godmother

You are not the sole caregiver, breadwinner, cook, chauffeur, cleaner of your children. You do not have the responsibility resting on your shoulders to safeguard their financial future.

You’re Not a Tauke/Business Owner

You have no business partners and employees’ interest to care for, should anything happen to you.

You Don’t Have Car Mortgages To Pay

You are one of the rare gems in Malaysia that do not own a car. You are lucky enough to have someone else pay for your car, so you don’t have to take a longstanding loan with the bank.

You Don’t Have House Mortgages To Pay

You have inefficient income streams to buy a car, what more a house?!

You Don’t Have Outstanding Bills To Pay

Lucky you!

.

.

.

But wait.

Hang on there.

Hate to break it to you.

But.

One of these will be *You* in the future.

In a very very near future.

The future you will need a life insurance which you can learn about, hassle-free.

The future you will appreciate the today you.

At PolicyStreet, we understand that life insurance deals with a subject matter we all dread to confront. So why don’t we have an early conversation about it now?

Visit us at www.policystreet.com and let’s chat.

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