With so many medical card options in Malaysia, it is important to know which are the best ones that have the best offers to suit your needs or at least have access to the ultimate guide to medical card in Malaysia! Medical insurance is literally the most important insurance to have among all the insurances that exists in Malaysia. Every is able to get sick or have an accident, you will never know, even if you always take good care of your health, accidents could happen.
This guide here is to made to outline several important components as well as list down several medical cards that are available in Malaysia in 2018. The medical cards are divided into three categories which are, guaranteed renewal, no guaranteed renewal, add-ons to existing insurance (Rider). Without any further delay, here is the ultimate guide to medical card in Malaysia.
Standalone Medical Cards With Guaranteed Renewal
First on the ultimate guide to medical card in Malaysia, is that we will start with the standalone medical cards with guaranteed renewal. Below this there will be a list of medical cards in Malaysia that provides medical insurance standalone. This product serves the purpose of paying for your hospital bills or doctor visits, and listed here are one of the cheapest compared to other medical cards that are bundled together with either life insurance of investment-linked. With this you can know that even though you have made a claim, you can definitely be sure that you can renew your medical card with of course, the same insurance company.
Axa Affin Life
Axa Affin Life product’s name is eMedic, has 108 panel hospitals. Deservingly to be on the list of the ultimate guide to medical card in Malaysia.
Takaful Malaysia
Takaful Malaysia product’s name is myClick Medicare, has 273 panel hospitals.
Tokio Marine
Tokio Marine product’s name is Medic Partner, has 132 panel hospitals.
Tokio Marine
Tokio Marine product’s name is Premier Medic Partner, has 132 panel hospitals.
AIA Malaysia
AIA Malaysia product’s name is A-Life Med Regular, has 121 panel hospitals.
Manulife
Manulife product’s name is ManuMedic, has 102 panel hospitals.
Standalone Medical Cards With No Guaranteed Renewal
Next on the ultimate guide to medical card in Malaysia is the standalone medical cards with no guaranteed renewals. Basically what this means is, you have the risk of the insurance company denying insurance renewal when you have a claim. Fortunately, these can be cheaper than the guaranteed renewable insurance medical cards, but it is recommended to have the ones that have guaranteed renewal.
AIA Malaysia
AIA Malaysia product’s name is A-Life Med, has 121 panel hospitals.
Great Eastern
Great Eastern product’s name is MediCare 2, has 91 panel hospitals.
Zurich
Zurich product’s name is MedicaGen 200, has 103 panel hospitals.
Zurich
Zurich product’s name is MediLove, has 103 panel hospitals.
Zurich
Zurich product’s name is OmniHealth, has 103 panel hospitals.
Medical Cards That Are Add-ons To Existing Insurance (Rider)
The products below here cannot be bought alone, they will come together with either an investment-linked policy or life insurance, but if you already have either an investment-linked policy or a life insurance, then this could be cheaper to buy an add-on (rider) to your policy to cover for medical insurance. Fitting to be part of our ultimate guide to medical card in Malaysia.
Prudential
AIA Malaysia product’s name is A-Life Med Regular, has 92 panel hospitals, rider name is PRUvalue med and its life base is Pruwith You.
Allianz
AIA Malaysia product’s name is A-Life Med Regular, has unknown (coming soon) panel hospitals, rider name is MediSafe Infinite and its life base is Investment-linked.
Tokio Marine
AIA Malaysia product’s name is A-Life Med Regular, has 132 panel hospitals, rider name is iHealth+and its life base is iLifeSecure.
Zurich
AIA Malaysia product’s name is A-Life Med Regular, has 103 panel hospitals, rider name is Flex Medical and its life base is Investment-linked.
Etiqa
AIA Malaysia product’s name is A-Life Med Regular, has 128 panel hospitals, rider name is SmartMedic (Enhancer) and its life base is Investment-linked.
Etiqa
AIA Malaysia product’s name is A-Life Med Regular, has 128 panel hospitals, rider name is Elite Merical Plus and its life base is Elitelink.
Great Eastern
AIA Malaysia product’s name is A-Life Med Regular, has 91 panel hospitals, rider name is SmartMedic (Enhancer) and its life base is Investment-linked.
Conclusion
As you can see there are many options to choose from from our ultimate guide to medical card in Malaysia, but we really recommend you to check out AXA eMEDIC. It is out of the best in the world and it offers some really incredible benefits that cannot be matched by others. AXA eMEDIC is offering medical card from the price of RM 32/month, it is one of the cheapest in the market today, visit PolicyStreet.com to find out more.
In fact, we are currently giving away RM50 rebate for every purchase of AXA eMedic! Further savings for your every penny! Don’t wait for the promotion to end. Act now at PolicyStreet.com!!
