Potential travel mishaps covered by insurance in Malaysia is probably the most important knowledge one should obtain before travelling. When it comes to travelling, many travellers would share their best and wonderful memories – from the remarkable sights, the mouth-watering varieties of food, to the wonderful people they meet along the way.
And we more often than not, would be green with envy of how marvelous their travel stories were. But, how come no one really talks about the travel mishaps that they faced along the way? And trust us, there are a lot of possible misfortunate events that are bound to happen at least once in a traveller’s life.
Here, we at PolicyStreet, we help you identify the probable mishaps when you are en route to any destinations your heart desires by listing the most common ones (according to countless of avid travellers), and how to avoid a bad trip experience. En though the chance for it to happen is highly unlikely, but it doesn’t hurt to be prepared anyways. And plus, we are here to share unfortunate events and travel mishaps covered by travel insurance provided by PolicyStreet. Now, let’s get to it.
Travel Mishaps Covered Malaysia – Missing Your Flight
Number one travel mishap covered would be every traveller’s nightmare. Missing your flight! And usually the cause of people missing their flights are quite evitable. Some cases, people missed their flights because they were bad at time management such as leaving the house when it was the exact time the road will be filled up and caused congestion. Thus, causing them to missed their flight. So, make sure to leave as early as possible to avoid this frustrating circumstance.
Also, in some cases, people miss their flights because of their clumsiness, of leaving important stuff, like passport and ID, at home. Thus, keep in mind to double-check (or maybe triple-check) that you got everything packed and all ready to go. If you already arrived at the airport and decided that you have a wee bit of time to take a quick nap before your flight, make sure that you have an alarm clock (or few) ready to be blasted in your ear so that you would wake up on time and be ready for your flight in a jiffy.
What to do in case it happens :
Your next step even after being prepared and you still miss your flight is totally depends on what had made you missed it in the first place. If it’s the airlines fault, let’s say, you missed a connection flight because of delays, don’t get mad just yet as you should be fine because the company would arrange for your next flight, as soon as possible. And you might be compensated with freebies because of your predicament. Also, reimburse up to RM1000 with our Travel Insurance Policy.
Travel Mishaps Covered Malaysia – Get Mugged
Being mugged at our own home country is disastrous as it is, let alone if it happens in a foreign land. To avoid the disaster, travel in groups or with a partner, predators are less likely to attack you when you are accompanied with someone. If you are forced to travel alone, in any case, do not look like you are a tourist. Sure, you are excited to take pictures and go sightseeing, but to ward off from yourself being an easy target, act local. Act like you know the place even though deep inside you know you lost your way. Don’t worry, you’ll eventually find your way out, without being a theft victim.
Ladies, if you must carry a bag, make sure it is zipped at all time, and don’t get distracted with your surroundings. Predators make their move when you least expected. Don’t forget to make copies of your important documents like passport, identity card, credit or debit cards, in short, – everything- and keep them in a safe and secure place. Also, trust your gut feeling! If you feel like some parts of the place you’re going is not safe, it probably is.
What to do in case it happens :
If this does happens anyway, what you should do next is lodge a report at the nearest police station. Although, this does not ensure that you will get your stuff back, but, it’s a vital step in making sure you are able to be compensated by your travel insurance policy as they require a police report in order for you to claim. Make sure to be as detailed as possible in your report, mention everything that has been stolen. Get help from the Malaysia’s embassy at the host country too, to see whether they provide any emergency funds for Malaysian who’s in distress.
Travel Mishaps Covered – Lost Your Passport
Relating to our previous point, missing or stolen passport also a traveller’s unwanted event to occur. Losing your passport is like losing all of your access to any country you were about to embark on a journey to, or even returning back to your home country in Malaysia, like literally. It is advisable for you to make coloured hard copies and digital copies of your passport in case if anything were to happen to it, at least you will have a prove of your identification and citizenship.
What to do in case it happens :
Same case with the stolen items, lodge a report to the nearest police station. Make sure it is detailed, and then proceed to the nearest Malaysia’s embassy so that they can issue an emergency, one-way, temporary Pass which allows you to go back home, provided that you prepared the police report and a few other documents. May we remind you, without your passport, you will not be able to return home to Malaysia, so get it done as soon as possible. Don’t forget that you can reimburse up to RM5000 with PolicyStreet’s Travel Insurance Policy. All and all, this has got to be one of the most terrifying travel mishaps covered by insurance.
Travel Mishaps Covered Malaysia – Lost Your Luggage
Cases of lost luggages is a norm between travellers and it is quite devastating to lose one as maybe some of us keep most of our treasured or important belongings inside our luggage, whether our checked in ones and also our cabin bag. One of the method to avoid lost luggage is simply by travelling light and skipped the checked-in bag altogether. But, we know it’s impossible for most cases – especially for ladies, wink, wink.
What to do in case it happens :
First, remain calm at all cost. It is easy to lose your cool when you have been waiting for an hour or maybe hours for your MIA luggage. What you can do afterwards is to report at your respective airline’s counter and make a report regarding your late-arrival baggage, and file a claim à tout à l’heure. Maybe you might get lucky, that the baggage were making its way to you as you’re making the report. Also, look up at our Travel Insurance Policy where delayed baggage can be claimed up to RM800. One of the frequent travel mishaps covered by insurance indeed!
Travel Mishaps Covered Malaysia – Accidents, Sickness, and Injuries
One of the common travel mishaps covered by insurance is protecting against accidents, sickness and injuries. Tourists are more prone to accidents when they are abroad, mostly because they are unfamiliar with the roads and routes of the places they are exploring. In Amsterdam for example, most of the locals ride the bikes everywhere and tourist who just arrived or unaccustomed to the culture might get hit by bikes. So, it pays to watch around your surroundings so that you won’t get trampled by cyclist.
For travel sickness, best way to avoid them are getting vaccines, drink plenty of clean water or visit your doctor prior-travel, and if you’re prone to common cold or fever, maybe get prescriptions for it while you’re at it. Don’t forget to include fruits and vegetables in your diet so that your body can build up a good immune system during your travels, and altogether prevent yourself from being sick or cutting your sick days short.
What to do in case it happens :
If you just got minor scrapes and scratches, just head to the nearest pharmacy or drugstore (as what they call it), to get over the counter antibiotics and medicines at much cheaper price compared to clinics and hospitals. If you conjure up a pretty serious injuries, just don’t put off treating it because you are afraid of the exponential medical expenses as with PolicyStreet, you can reimburse up to RM300,000. We promise you, we are not kidding when we say this is one of the travel mishaps covered by insurance.
PolicyStreet
We at PolicyStreet care about our clients and that is why we offer the most affordable Insurance Policy out there. And best of all, you can buy our insurance at our website. Getting insurance is now simpler, easier and affordable. Starting from RM16, you can travel around the world, hassle-free! You can also reimburse up to RM5000 for personal effects. Insurance couldn’t get any better than to have your travel mishaps covered. If you are looking for more articles to read visit our blog by clicking here!