Insurance From As Low As RM5/month on PolicyStreet

PolicyStreet is an InsurTech that offers insurance service for anyone who can afford the $$, but can’t afford the time to personally look up best policies or best agents. The founders aim to offer the convenience of online insurance and making insurance a much friendlier product to society. They’ve named this company PolicyStreet because they would like to be a part of your journey as you pass through critical junctures in your lives – be it your first smartphone, first car, first overseas trip, first mortgage, first start-up, first employee, saying “I Do”, becoming a parent.

Technology helps PolicyStreet to meet that commitment, but it is really the communal spirit within their team that makes them special. Insurance was first formed by a group of people, and this will be maintained. They are committed to helping you obtain insurance for the people you love, for the things you cherish and the communities you belong to, in a simpler, easier and more affordable manner.

Products on PolicyStreet that You Can Get:

1. Manulife ManuProtect Term Life Insurance

Positioned as “one of the most affordable term life insurance in Malaysia”, ManuProtect provides a lump sum payout upon death & disabilities due to natural and accidental causes, with an optional coverage on critical illness.

Among the characteristics and offerings from Manulife ManuProtect are:

Insurance Premium from RM5/month

Face Amount from RM50 – 600k

Accidental Death Benefit is Twice the Face Amount

Accelerated Critical Illness is 30% of Face Amount

Last Entry Age of 60 years old and Expiry Age of 80 years old

No Long Term Contract (i.e. you can cancel at any time)

What it covers:

NATURAL DEATH Insurance payout is a face amount of RM50-600k Paid to beneficiary

DISABILITIES Insurance payout is a face amount of RM50-600k Paid to the insured person

ACCIDENTAL DEATH Insurance payout is two times the face amount of RM Paid to the beneficiary

CRITICAL ILLNESS Insurance payout is 30% of the face amount Paid to the insured person

Get ManuLife ManuProtect NOW at:
https://products.policystreet.com/manulife/manuprotect/overview

2. AXA 200 Cancer Care

 

With the high number of cancer patients today, this insurance product is specially designed to protect people against it, providing an immediate lump-sum payout upon the detection of cancer, and a yearly payout upon each year of battling against cancer.

Among the characteristics and offerings from AXA 200 CancerCare are:

UNDERWRITTEN BY AXA AFFIN LIFE

PREMIUM FROM RM45/MONTH (DEPENDING ON AGE)

THERAPY CARE BENEFIT FROM RM30K

GET WELL BENEFIT FROM RM6K PER-SURVIVAL-YEAR

1 COMPLIMENTARY SECOND MEDICAL OPINION

LAST ENTRY AGE – 50 YEARS OLD

COVERAGE TERM – 20 YEARS

HEALTH SCREENING WORTH RM599 AT BEACON HOSPITAL

NO MEDICAL CHECK-UP REQUIRED

How it works:

1. The purpose of this insurance is to prepare a sum of money for your cancer treatments and recovery, if you’re diagnosed with one.
2. If diagnosed with cancer, this insurance will payout a lump-sum amount of money, plus a yearly bonus of up to 5 years, for each year of survival.
3. Upon purchasing, this insurance will last for 20 years, with the same price. When the 20 years has ended, you can always get a new one as long as you’re aged 50 and below.

What it covers:

THERAPY CARE BENEFIT If the insured person is diagnosed with cancer, he/she will then receive an insurance payout with a minimum of RM30k.

GET WELL BENEFIT If the insured person is diagnosed with cancer, he/she will receive a yearly insurance payout for a maximum of 5 surviving years, and a minimum of RM6k per year.

SECOND MEDICAL OPINION After getting a 1st therapy/surgical opinion from a doctor, this insurance provides a complimentary second medical opinion from its list of panel hospitals.

BEREAVEMENT BENEFIT If the insured person is met with death before being diagnosed with cancer, the appointed beneficiary will then receive an insurance payout with minimum of RM1k

CONCIERGE SERVICE When in need, the insured person can contact AXA to arrange for referrals such as nursing care, alternative medicine treatments, or even custom-made wig. Ask away if you’d like to know the services covered!

HEALTH SCREENING VOUCHER A health screening voucher at Beacon Hospital worth RM599 will be given, with every purchase of this insurance.

Get AXA 200 CancerCare NOW at:
https://products.policystreet.com/axa/cancercare/overview

3. MSIG Take It Easy Pet Insurance

Underwritten by MSIG, this is the sole online Pets Insurance offered in the market! From RM18/month, this pet insurance covers veterinary, specialty and ER bills, prescribed drugs & injections and burial costs if your pet is injured, ill or suffers unfortunate death.

Among the characteristics and offerings from MSIG Take It Easy Pet Insurance are:

UNDERWRITTEN BY MSIG

PREMIUM (inc GST) STARTS FROM RM18/month

PET MEDICAL BENEFIT UP TO RM5K

DEATH BENEFIT DUE TO ACCIDENT AND ILLNESS UP TO RM5K

BURIAL OR CREMATION BENEFIT UP TO RM1K

ADVERTISING AND REWARDS COSTS FOR RECOVERY OF MISSING PET UP TO RM1K

ONLY AVAILABLE FOR MICROCHIPPED CATS & DOGS AGED BETWEEN 12 WEEKS TO 9 YEARS

NOT AVAILABLE FOR BANNED OR RESTRICTED BREEDS BY THE GOVERNMENT, PUBLIC OR LOCAL AUTHORITY

What it covers:

VETERINARY & SURGICAL BENEFIT When the insured pet is met with injuries and illnesses, this insurance will cover relevant veterinary bills up to RM5k for the highest plan. If surgery is involved, it will also cover post-surgical treatments of up to 60 days from day of surgery.

DEATH BENEFIT When the insured pet suffers death, or being put to sleep following accidental injury or illness, this insurance will reimburse you, the pet owner, the purchase price or adoption fee up to RM5k for the highest plan.

BURIAL OR CREMATION BENEFIT When the insured pet suffers an unfortunate death, this insurance will reimburse the burial or cremation costs of the insured pet up to RM1k.

ADVERTISING AND REWARD FOR MISSING PET RECOVERY When the insured pet goes missing, this insurance will reimburse the cost of advertising and reward cost up to RM1k to find the missing insured pet.

BOARDING KENNEL & CATTERY FEES When you, the pet owner, are hospitalized for more than 3 days, this insurance will reimburse the boarding kennel or cattery fees up to RM2.5k (highest plan) for your insured pet whilst you recover.

THIRD PARTY LIABILITY When your insured pet causes accidental bodily injury to others or damage to property belonging to third parties, this insurance will cover all legal costs and expenses incurred up to RM100k for the highest plan.

Get MSIG Take It Easy Pet Insurance NOW at:
http://products.policystreet.com/msig/takeiteasy/overview

Advantages Of Getting Your Insurance Through PolicyStreet

• Easy

Insurance is made friendlier on PolicyStreet, as you don’t have to concern yourself with googling the best products or the best agents and trying to filter through them all. Each product is displayed in a layman form, so you can decide if it suits your lifestyle and if the functions are what you desire.

• Various Products

You can choose multiple products based on your needs and your priorities. For example, if one has cancer, then AXA 200 CancerCare would be suitable because it provides financial protection against this illness, and also an annual payout to assist with payments of palliative care. You can also select products that provide financial protection for life, assets and businesses.

• Affordable Price

Each PolicyStreet product will give you either an annual or monthly commitment that is highly affordable (cheap, really) to the rate at which you would consider barely noticeable as they are light deductions in your account.

Get Insurance From PolicyStreet Now!

We named ourselves PolicyStreet because we want to be a part of your journey as you pass through critical junctures in your lives – be it your first smartphone, first car, first overseas trip, first mortgage, first start-up, first employee, saying “I Do”, becoming a parent.

Technology helps us to meet that commitment, but it is really the communal spirit within the team that makes us special. Insurance was first formed by a group of people, and we want to maintain that. We are committed to help you obtain insurance for the people you love, for the things you cherish and the communities you belong to, in a simpler, easier and more affordable manner.

Visit www.policystreet.com and get your right protection now!