There are many products that cost way more than insurance, but we simply overlook the cheap prices of insurance and don’t bother doing the math to really know how much we are spending on a daily, monthly or yearly basis. Insurance is something that has so much more benefits than people think and it really does not cost a fortune. However, people still don’t bother getting insurance, and it is the last thing on their to-do list.
It is better to be prepared for something than to be sorry for it later. Many of the things we spend on today does not even last for a few months, insurance lasts a lifetime and it actually helps you when and only when you need it. Not like a spa treatment that only lasts a day, or a meal at a fancy restaurant that only lasts for the duration of the meal. When the unexpected happens, those things aren’t going to be there to help you except insurance.
The Spa
When you have spent all month working, even the weekends didn’t seem like weekends. You are exhausted and feel neglected, so what do you do? You look for the best spa location, you make plans for it, the price is high, but you are willing to pay it because you want to pamper yourself. However, do you realized that the price range may come from RM 95 to RM 2500, depending on the spa treatment. You can definitely insure your entire family for less than that and cover your term expenses for the next 6-12 months. Spa is one of the common products that cost way more than insurance!
A Date In A Restaurant
You have a special someone, someone you want to impress and show your love. You hear there is a new restaurant in town, but it will be a little expensive. Have you taken a second to think about the cost of an insurance plan for yourself? It will be way cheaper, if you are not insured, then you seriously need to consider it before going to the restaurant. The price for a delicious meal for 2 in a restaurant nowadays is able to get you started on your insurance plan. A delicious meal is an example of products that cost way more!
A Pair Of Jeans
Fashion style is something everything is interested in, jeans will always be in style in every way. It is casual, comfortable and can be used in almost every occasion. However, jeans may cost from RM 25 to RM 1000. This money spent on jeans can easily be used to get yourself started on your insurance plan, and it could easily cover at least 3 to 5 months of your insurance plan. So consider it before getting the jeans first – you could use less money for insurance!
Watching A Movie In The Theater
One of the common products that cost way more than insurance is going to the movies. Like seriously. We all want to watch the latest movies in the theater, it is exciting and in addition to that, the surround sound is amazing. However ticket prices have increased lately, not to mention that you would like to get some snacks and drinks while you’re watching the movie. The money spent on these will definitely add up and it is enough for so much more. Consider watching the movies at home and you can save up enough to get yourself started in your insurance plan, which could cost as low as RM5/month!
Cosmetic Items That You Have In Total
We all know women love their cosmetic items. In fact, some might even have too much of it, it is known that cosmetic items are not cheap, especially good quality ones. But what is more important than cosmetics is insurance, getting yourself insured is more important. Not only that, ensuring a safe and smooth future for your family is also more important. When you have additional cash to spend later on, go ahead on getting some cosmetics, otherwise be reminded that this is one of the products that cost way more than insurance!
Firecrackers
Whenever there is an event taking place, birthdays, holiday events, weddings, firecrackers are something we are willing to spend money on to make a great show or hear banging sounds. Some people may even have superficial beliefs for using firecrackers. However, some of us may be spending a lot of money on firecrackers and it simply vanishes after lighting it up, it is better to just use the money on getting your entire family insured.
Birthday Parties
You have been waiting all year and finally after so long, it is that time of the year again, your birthday! Now you have to go do something awesome or some fancy place with your friends or family. Instead of doing that, why don’t you gift yourself and your family a secure future, the amount of money spent on grand birthdays are astonishing, it could cover from 3 to 9 months of your insurance plan.
Fashion
(We are going to lose some fashionista friends here.) One of the common products that cost way more than insurance is indeed, fashion. Fashion is always changing, it never stays the same for a very long time, and for a lot of us, we must always be in the right time for fashion, whenever something new comes, we have to get our hands on them. However, new products are always expensive and everybody wants them. It is really more important to use our money wisely and on more important things that won’t be changed continuously, something like insurance.
A Watch
Watch nowadays are not used for what they are made for, they are more of a fashion accessory now instead of something to tell us the time, however they do still serve that purpose, 1/10th of the time. Our smartphones have replaced the main function of the watch, so instead of saving up money to buy that branded watch you’ve got your eye on for many years, why don’t you invest into something more longer lasting and provides a more secure future for you and your family, it is timeless.
Food
They are delicious, they are good to look at, they are colorful and they are very satisfying when it is good, but it all costs a lot, especially the fast food, even though they taste good, and it is fast, it is also quite expensive. Consider its price and do some calculations, if you were to cut off for a month of fast food, your health benefits gained from it will be incredible, and you will have saved up quite a sum of money, enough to get yourself started on your insurance plan, maybe even your family too.
Video Games
For the gamers out there, we are always on the lookout for the latest games, even though it might say that it is a discount for pre-ordering or you’re getting a real bargain, you are figuratively speaking, but just like all things that are only there for fun, many of our decisions must consist of the important stuff first, such as getting yourself insured or even your family. Then you can go ahead and get that latest game.
Conclusion
The importance of insurance is often overlooked in many ways, especially when our interest is located somewhere else. Whether it may be getting a new watch, some new fashion dress, cosmetics, games, etc. We must always think about our family and not just ourselves. Insurance lasts a lifetime and it secures your family’s future along with yours. Hence, instead of spending on those common products that cost way more, consider insurance very carefully!
Spending when you are travelling will also cost more than travel insurance, Allianz Travel Care is offering travel insurance from RM 16/trip, visit PolicyStreet.com to know more.
In fact, if you are going travelling soon, seize this golden opportunity to redeem one FREE meal on us! All you have to do is to buy a travel insurance from us, take a photo of your food, drink or snack when you travel, send your details to us, and we will give you RM10 for it. It IS THAT easy. Click here to know more about how to redeem your free in-flight meal! Don’t wait, act now!