The word cheap is something all of us look for in our everyday lives. We look for the best sales, the best deals, the best of everything to save our money so that we have more to spend later or saving money in general. One of the things we can’t make our minds up for is cheap Travel Insurance in Malaysia, there are many good and cheap options out there yet they offer an incredible range of coverage and they take away most of our travel worries.
Travelling in general costs a whole lot of money, we want to have as much we can spend so we can actually have a great time there. Travelling can also generate a whole lot of worries as there is many things that can happen that makes us want to cancel our holidays. Travel Insurance is something that is needed and must be bought when we are travelling so that it helps us whenever some unfortunate incidents happens.
Takaful Ikhlas offers cheap Travel Insurance in Malaysia. They offer 2 plans, A and B. For plan A, it costs from RM3.00, it covers up to RM10,000 for personal accidents, up to RM2500 for medical related issues, and up to RM50,000 for travel inconvenience. For its plan B, it is only from RM5.00, it covers up to RM5000 for medical related issues, up to RM20,000 for personal accidents, and up to RM100,000 for travel inconvenience. This company should really be considered within your option lists of travel insurance choices. It is recommended for short trips.
Let us start of with Seven Corners, it is a popular choice among the backpackers and adventure travelers due to its extremely cheap Travel Insurance in Malaysia. It offers cheap travel insurance plans for outdoor lovers. An example of the rates that are offered, a single traveller heading to an asian country only needs a plan that costs $27 up to $37. It covers up to $50,000 in medical coverage with a deductible of only $250.
We proceed to World Nomad, one can purchase a remarkably cheap Travel Insurance in Malaysia plan from World Nomads. The company’s website is streamlined, very easy-to-use, it allows comparison of the options they offer. Signing up can be done whenever before or during the trip. It insures in cases of sickness or accidents up to $100,000 and it reimburses stolen or lost baggage or belongings up to $1000 to $3000. In case of emergencies, they have an assistance line with multi-lingual team that are ready round-the-clock
Allianz Global Assistance
Allianz is a great insurance company, it has worldwide policy plans that covers medical costs up to $10,000, $25,000, or $50,000, depending on which is chosen. There are options for short-term low cost travel insurance and an annual choice when planning on moving out of the country. They also offer a mobile app that assists in locating nearby English-speaking services for emergencies. It unfortunately does not cover passport loss.
RoamRight offers plans that includes medical, evacuation and trip cancellation coverage. They offer 3 plan levels, they are Essential, Preferred, and Elite. RoamRight does offer cheap Travel Insurance in Malaysia but it does not cover a whole lot. RoamRight is liked more by backpackers while adventure travelers may not find it appealing. For a plan that covers sports injuries, it is only offered by the Elite plan. The rates go for a month long trip may cost from $79, $95, $143, respectively.
Travel Guard sounds good itself, it offers the absolutely most customizable travel insurance plan. The ease of creating a policy that suits your personal specific needs is astonishing. An example, you can prioritize certain aspects of the policy such as trip cancellations or emergency evacuation or car rentals. Most of the plans covers up to $100,000. For a month long trip to Thailand, it would cost about $74 for the offered Basic plan, $83 for the Silver plan, $102 for their Gold plan, and $149 for their best plan called Platinum.
Travelex Travel Insurance
Travelex is one of the more unique insurance company that offers two plans called Select and Max. These plans cover 150% of a trip, in certain examples, you will actually get money back if something unfortunately does go wrong and you have to return home at a premature time. It may be a little more pricier, but it covers extensively and if you are an adventurer, you should consider getting the Adventurer Plus Pak. For long-term trips, Travelex may not be the best since it only covers up to 180 days. The Select plan costs $144 and the Max plan costs $224.
Travel insurance is something that is ideal for any traveller even if it is domestic travel. It takes of so much worries. In case something unfortunately decides to happen, you will greatly appreciate the protection of a travel insurance plan. I really recommend getting a travel insurance plan on all travels, especially trips that are a month long or even longer. Always check on what your travel insurance plan covers so you know what you are protected for.
Tune Insurance offers cheap Travel Insurance in Malaysia plan that is partnered with AirAsia, when booking your flight ticket, you may opt for the travel insurance option. The rates go from RM 10.60. It covers up to RM25,000 for medical related issues, up to RM300,000 for personal accidents and up to RM5000 for travel inconvenience. Tune Insurance can be purchased during the process of purchasing your flight in AirAsia, and soon on PolicyStreet, so stay tuned!
It is an extremely good thing to obtain travel insurance before your travels before travelling to ensure that you don’t lose unnecessary money or enjoyment in your trips and holidays. No one likes when their year long plans get crumbled when an unfortunate incident happens especially it is not their fault. It is better to be safe than sorry. You should really consider Allianz Travel Insurance, prices from RM16/trip, as your preferred cheap Travel Insurance in Malaysia! You can visit us at PolicyStreet.com to read more on it.