Car Accident in Malaysia happens all the time. In fact…
“Life is a highway, I wanna ride it all night long”. That’s just a piece of lyrics from a song that was playing on my mind when talking about driving on a highway. Going for a long trip with friends and loved ones sound really fun, but wait! What if there are unexpected things happen on your way? Something like a car accident? Do you know anything that you should do after a car accident? A statistic from World Health Organisation (WHO) 2013 stated that Malaysia is among the countries with the riskiest roads after Thailand and South Africa. According to the data, Malaysia recorded a death rate of about 23 per 100,000 population against the estimated population of 30 million. This means that about 7,000 to 8,000 people in the country die on the roads every year.
The car accident in Malaysia is not a new issue in town since we’ve heard of it almost every day. There are several things that you could do when you got into a car accident in Malaysia. All these tips here are important to help you handle the situation as safely as possible.
Safety First
Take a deep breath and try to stay calm before you act in this difficult situation. Believe it or not, some people tend to forget what they supposed to do after getting involved in an accident. This might due to a panic attack. If you’ve been in a heavy accident in Malaysia, it is better to get yourself out of the car immediately. Then, try to check on yourself first for any physical injuries. Whiplash is rather normal for most car accident impact. Some of the pain maybe invisible because of the sudden shock. But, make sure to look at every part of your body from head to toe if there is any bruises or injuries. Quickly look for nearby hospital or medical center if you’re badly injured.
Move away
Once you have confirmed that you are safe and fine, it is time to move your car away to the side of the road. Try to discover any damages that happen to your vehicle and the other driver’s car in the situation of the collision. This is to avoid any traffic congestion because you do not want to cause trouble for other drivers. During this time, it is advisable to snap a few pictures of the first collision situation for your insurance claim. However, in the case of a seriously damaged car, it would be proper if you just wait for the police to take further action. You have to move the vehicle if it is definitely causing a major problem with traffic.
Gather all the evidence
This is one of the crucial parts when handling a critical situation like an unexpected car accident in Malaysia. For insurance purposes, it is important for the drivers to gather all the evidence such as pictures of the damages and situation on the road. They do help you in claiming insurance. In fact, they also actually acted as a backup which proved that you did get into a car accident. Also, you could take a picture of the other driver’s plate number if he/she happened to lie during the agreement. It would be a smart move if you could look for a nearby witness to support your claim. If their statement matches your version of the story, you can record their information and statements as supporting evidence.
Make peace not war
It is good to have a proper settlement if you’ve been in a car accident in Malaysia. For example, if your case involved two parties, it is better to reach an agreement on both parties. This type of cases usually occurs in a car accident such as collision. Commonly, both parties agreed on a certain amount to cover up the damages that arise from the collision. You and the other party could either choose to solve the problem quickly or make a police report at the nearest police station. But what if you or the other party would prefer to file an insurance claim? If that being the case, you should be the first to make a police report.
Make a police report
Most of us already know who to call if there is an emergency. Even in a minor accident, it certainly necessary to file a legal report as soon as you’ve been in a car accident. The policemen clearly play a role to help you manage this unexpected tragedy by recording the information that they need to settle your problem. These situations occur regularly, especially in a case that includes two parties. Hence, nearly all car accident in Malaysia associated with legal conduct by the police officers. Please bear in mind that you have to file the report within 24 hours of the accident. Otherwise, it probably going to cause you a long procedure.
Insurance claim
Now that you have to go through all the steps that you could take after getting involved in a car accident in Malaysia. The last thing to consider is whether to claim insurance. If you want to claim your insurance, you should report the accident to your insurance company as soon as possible. Preferably keep the accident hotline of your insurance company on your phone for when of emergency. You could call them right away after the accident.
Conclusion
At the end of the day, it is important to spend your money for unpredictable events such as a natural disaster, road accident, illness or death. Life isn’t always easy, but it’s simple. You have to think of your loved ones before making any decision and figured out the best option for them. Therefore, you should look on the advantages of having a backup plan not just for yourself but also the meaningful people in your life.
Remember if you do not know what kind of insurance you should have or any of the details, we at https://policystreet.com are always here to protect yourself and make sure you get full benefits. If you’re looking for a suitable motor insurance, look no further than AXA Motor Online, best motor insurance in Malaysia!
