Travelling is something everyone wants to do, it is a great experience, whether it is for business or pleasure, travelling is a great, but we must not cloud our judgment with excitement because there are a whole lot of things that can go wrong when we are travelling because as safe travelling can be, it is also quite unsafe and dangerous, and losing your personal belongings along with many other things is a huge problem for many travellers out there in the world today.
One of the things that people can do to protect themselves when they are travelling is getting travel insurance, but sometimes travel insurance can be a little costly, even though is quite cheap. Here, PolicyStreet is about to give a quick review on AXA Affin Travel Malaysia, to tell you why you need to get this particular travel insurance we have, especially for Malaysians. We are here to provide a better solution for your travel insurance concerns!
Best Travel Insurance Malaysia Covers – Death and Disability
One of the most important things that you don’t have to worry too much about after getting AXA Affin Travel Malaysia is death and disability, even though it is scary, but knowing that you will be covered up to RM 300,000 for both of those conditions, you are somewhat relieved. Because we all know that travelling by flight is relatively safe, but accidents still do happen, and if we are not protected when we are flying, if anything does happen, we will be gone with nothing given to our families.
Best Travel Insurance Malaysia Covers – Medical Expenses
The next thing that you need to also be aware of is the medical expenses that you will be covered for. For accidental, sickness and injury treatments, you will be covered up to RM 300,000 and that is incredible! For medical emergency, you will have unlimited coverage so you don’t have to worry about not having enough money to get yourself treated medically especially in a medical emergency. Another one less thing you need to worry about when you travel protected with AXA Affin Travel Malaysia.
Best Travel Insurance Malaysia Covers – Other Life and Medical
What is better than having medical expenses than having other additional life and medical coverage? None, so what you get additionally is compassionate care, that is travelling and accommodation expenses for relative or friend, to accompany the injured or sick or to assist in cremation arrangements for death of the insured. Next is child care, it is a travelling and accommodation expenses for relative or friend to take care or accompany insured’s unattended children, not more than 12 years old, but this is not applicable if the insured person is covered under any child plan.
Best Travel Insurance Malaysia Covers – Itinerary and Bookings
The next thing that is usually on people’s mind is the itinerary and bookings coverage, with AXA Affin Travel Malaysia, you don’t need to worry about this either. For travel delays, you will be covered up to RM 3,200 and for missed departure, you will be covered up to RM 2,000. For deposit or trip cancellation, this insurance needs to be purchased 2 weeks prior to any cancellation trip, and then any paid deposits or bookings can be reimbursed.
Best Travel Insurance Malaysia Covers – Personal Belongings
Our personal belongings are always important, but when we are travelling, they are even more important because they are all we have and losing that is simply too much to deal with. When we are travelling, theft, damage or delay of personal belongings could occur anytime, and with AXA Affin Travel Malaysia, you will be able to get protected for this, for personal effects, you will be covered up to RM 7,500, for luggage delay, you will be covered up to RM 800,and for personal money or documents, you are covered up to RM 7,500. So the next time, if you travel and you don’t have your personal belongings, it will not be such a big problem.
Best Travel Insurance Malaysia Covers – Personal Liability
Concerns regarding the damage or injury that could be caused due to a 3rd party accident is always on the list of many people, but with AXA Affin Travel Malaysia, you don’t have to worry too much on this matter in terms of financial support because you will be covered up to RM 1,000,000 and that is a huge amount of money. So this is for bodily injury to a 3rd party due to an accident, loss or damage to the property of a 3rd party due to an accident.
Best Travel Insurance Malaysia Covers – The Cost Back Home
Once our vacation or travelling period is over, the cost going back home is another thing we often think about, because we don’t know what condition our homes will be in. So in this case, you will receive a
reimbursement of loss or damages to your home’s contents as a result of fire and or burglary (forcible entry only) when the house is left vacant while travelling, you will be covered up to RM 5,000 so you will be able to replace some items that have been lost.
Best Travel Insurance Malaysia Covers – Terror Attack
Travelling can be a scary thing especially when you think about the amount of terror attacks that have occured in the past and present. So with AXA Affin Travel Malaysia, you will be insured for hijacking situations and you will be covered up to RM 1,000/24 hours (up to RM 10,000), and ransom payment from kidnapping, you will be covered up to RM 100,000. Considering all of these benefits, coverage and the amount of coverage, AXA Affin Travel Malaysia is a must get whenever you are travelling.
So there you have it, a review from PolicyStreet on AXA Affin Travel Malaysia and in conclusion, we can finally say that AXA Affin Travel Malaysia is the best travel insurance Malaysia for budget seekers right now and when you purchase it from PolicyStreet, you will receive 25% off. In addition to that, you will receive a RM 10 rebate, now that is cost saving efficiently! So whenever you decide to travel and need travel insurance, get it from PolicyStreet!