Looking for motor insurance can be something hard especially when people consider about the additional monthly payments they need to be responsible for. But when it comes to the necessities like health, life, home, motor insurance, etc. It must be on our number one priority list. So here PolicyStreet is going to talk about AXA Affin Motor Insurance.
AXA Affin Motor Insurance is one of the motor insurance options that we are offering on our PolicyStreet platform. We have essentially hand-picked this product because of its incredible affordability and wide coverage benefits. For such a small price and so much more benefits, it is definitely a good deal. Through us, we can assure you that you will be able to get the best price for your motor insurance!
AXA Affin Motor Insurance – Damage / Theft
This is a common coverage for motor insurance, hence, AXA Affin Motor Insurance will cover car damages and theft, in terms of that, it will cover accidental collision/overturning, damage due to falling objects, fire, explosion and lightning, breaking of windscreen, burglary or theft, malicious act, damage during shipping and towing service. All of which will have a sum insured as per billed except for towing service, which is insured up to RM 200!
AXA Affin Motor Insurance – 3rd Party Liability
Next we have the 3rd party liability, this covers accidental liabilities caused by the driver.
For death/injury to a third party, it will be unlimited coverage, for third party property damage, up to RM 3 mil! For Legal cost, it will be RM 2000. For such a small amount of price, you will be covered for so much more, it is such a great deal and that is why we are offering it.
AXA Affin Motor Insurance – Special Perils
Let us not forget about special perils, which covers damages that are due to various natural disasters. Limited perils will cover damages caused by floods, storm, landslide, landslip, and.other convulsion of nature up to 25% of vehicles value. Full perils will cover damages caused by floods, storm, landslide, landslip, and.other convulsion of nature up to 100% of vehicles value.
AXA Affin Motor Insurance – Driver Personal Accident
Next coverage of AXA Affin Motor Insurance is death and TPD, TPD is Total Permanent Disability and that refers to a situation where a sickness or injury leaves the person totally and permanently disabled, and unable to return back to work again, and it covers RM 100,000. Next is the medical expenses which covers RM 3000 and for the 24-hour towing service, it is unlimited coverage. Of course there are a whole lot more coverage for driver personal accident, but we want you to discover that from our website!
AXA Affin Motor Insurance – Passengers
Then now we can look at the benefits for the passengers in the vehicle. This policy covers legal liability to passengers, for private use, it covers legal fees from passengers, as a result of accident. This is only applicable for private use and it is not suitable for Grab drivers. If you are a Grab driver, we have something for you as well so keep reading and you will be able to find out.
AXA Affin Motor Insurance – Windscreen
The next protection benefit that AXA Affin Motor Insurance has is windscreen protection. Let’s face it, we are often victims of a broken, shattered or cracked windscreen, and it costs quite a bit to get it fixed, not to mention, it is time consuming. But when you have AXA Affin Motor Insurance, you will be covered for your windscreen and you will be covered up to the sum insured covered under this add-on.
AXA Affin Motor Insurance – SRCC*
The next benefit that everyone should take note of is the SRCC protection. This will cover your vehicle for strike, riot and civil commotion. So whenever something goes on and it is along the lines of those, then you don’t need to worry about this because you will be covered up to the sum insured covered under this add-on. So you can just take your worries and put it on AXA Affin Motor Insurance.
AXA Affin Motor Insurance – Waiver of Betterment Cost
Waiver of betterment cost, another benefit that is provided by AXA Affin Motor Insurance, and this with cover unexpected charges of betterment costs. If new original parts are used to repair your car and as a result car is in better condition than it was before the damage, you are required to contribute to the betterment. If you have this coverage then you don’t need to pay for any of the betterment cost and it covers up to the sum insured covered under this add-on.
AXA Affin Motor Insurance – E-Hailing
Finally we have come to Grab driver benefits, so to all the Grab drivers out there, this is the protection you need while you are driving as a Grab driver! E-hailing, you will be able to protect your car when you’re fetching e-hailing passengers, and you will be covered up to the sum insured covered under this add-on. So now you will be able to drive your Grabcar better than before since you have one less worry to have.
AXA Affin Motor Insurance – No Claims Discount Relief
This is yet another good topping for the benefits provided by AXA Affin Motor Insurance is no claims discount relief so this cover will pay you the amount of current year NCD entitlement in the event of NCD-affected claim. Note that your NCD will still be reverted to 0% upon renewal. But this is such a great thing to have in an insurance plan especially motor insurance.
AXA Affin Motor Insurance – AXA Flexidrive Telematics
Lastly, we have the AXA Flexidrive Telematics, you can track your driving behaviour and get 20% savings next renewal! AXA Affin Motor Insurance will reward you for being a safe driver! How great is that? A telematics device will be installed in your vehicle to monitor your driving behaviour and the AXA FlexiDrive mobile app with show you how safe you drive, give you safety tips along with a range of safety and security benefits!
Conclusion
So there you have it, a PolicyStreet review on AXA Affin Motor Insurance, we believe it is one of the best in Malaysia for Motor Insurance and we are very excited to be able to work ever so closely with AXA to bring you this best-value Motor Insurance. Visit PolicyStreet.com to find out more about this product. Take action today to get yourself protected, as this is offered with a 10% immediate discount!