So you got another car. You don’t use it that much. Maybe to go to a function or two. Or maybe you just use it to go on holidays. Now, with the Movement Control Order (MCO) in effect, you find even less use for your other car. It’s just sitting there, collecting dust. Still, you love that car, so you still want to get an insurance policy for it. Problem is, with how rarely you take your car out for a drive (more so during this whole MCO period), the amount you need to pay doesn’t seem worth it. Luckily, PrOmilej is here to fix that.
Just what is PrOmilej and why should I care?
PrOmilej is a car insurance by Pacific & Orient Insurance that gives comprehensive coverage for a set amount of mileage. Suppose that you don’t plan to drive your fancy new car beyond a set amount of distance for the whole year, PrOmilej lets you enjoy the comprehensive coverage of a car insurance at a much lower price. You can potentially save up to 40% on premiums. PrOmilej has three plans:
- Under 5,000km
- Under 10,000km
- Under 15,000km
To put things into perspective, the lowest plan, which is 5,000km, lets you do 3 round trips from Kangar to Johor Bahru (approximately 1650km per round trip). That’s pretty much the equivalent of travelling all across West Malaysia!
“But what about the price?” you may ask? After all, this is insurance we are talking about, and prices and payments can be an issue. Well, depending on the sum insured, and the CC, the premium may vary, but PrOmilej it is much more affordable than an average car insurance.
You save up to 40% with the same coverage as compared to your normal comprehensive insurance!
Refer below the estimated calculation:
Emergencies force you to go beyond your planned mileage?
Not to worry!
PrOmilej has a 500km grace mileage for such occurrences. Think your planned mileage isn’t enough? You can always top up within the coverage period as long as you don’t get into any accidents. To put it simply, the less you plan to drive, the more you save on insurance. Great for private cars that you use only to go to functions and such.
What kind of benefits do I get from PrOmilej?
Sure, prices are looking good right now, but what exactly are you getting for it? As long as you are within your selected mileage plan, you are covered for:
- Damages done to your vehicle by accidents
- mechanical breakdowns
- wear and tear
- malicious acts
- Fire
- Theft
- Third party injury, death and property damage. This benefit is irrespective of your mileage plan. If you get into trouble with a third party, PrOmilej offers up to RM3 million coverage for third party property loss or damage.
Sounds good? It should, since you’re getting all the benefits at a much lower price. Do note, however, that PrOmilej does not cover:
- Your own death or body injuries
- Liability claims made by passengers of your vehicle
- Consequential loss of your vehicle
- Loss of use of your vehicle
- Damages done by natural disasters such as floods and landslides.
What now?
Since we can’t drive much during these trying times, might as well keep your car insured while you’re at it. You can purchase a PrOmilej plan right here from PolicyStreet!
SWhy PolicyStreet? Because you can get a PrOmilej plan at a discounted price if you buy from us. Applying for PrOmilej is simple:
- fill in the required information
- get an instant quote for your vehicle.
- then, pick a plan that suits you
- have a picture of your odometer ready
- and you’re good to go!
As long as you keep in mind your mileage, you can drive safely with one of the most cost effective car insurance on the market right now!
Interested? Click here to get an instant quote now Or whatsapp our friendly customer service team at +601 11-684 2590 right now to know more!
