Which is better? Buying insurance online from PolicyStreet versus from an agent? Well ultimately, the decision lies with you as a customer, but we hope that we can shed light so that you know where to go to meet your demands.
Let’s discuss who wins the race – the insurance agent or the curated marketplace that is PolicyStreet.
Don’t You Want Simple, Easy and Affordable?
Whilst the method of buying insurance through an agent (typically your friend or your relative), has worked for decades and decades, it is certainly far from being great. It is true that insurance is a serious business, and agents can be a real help when it comes to explaining complicated products or products which cost hundreds or thousands of RM.
Having said that, if you’ve landed here, you’re our target audience, you are like us – you probably do not that much budget to begin with. Perhaps, you’d just want to buy a simple and affordable product, which costs you less than RM50 a month, a bargain for your buck. Also, the process of meeting an agent could be slow and cumbersome, for instance, to drive to meet your agent for multiple coffee sessions could cost you your tight resources, perhaps 25% of that same premium, time and petrol.
If you are someone who is independent and are used to self-automation, then interacting with a platform like PolicyStreet will be suitable for you. At a click of a button, you have access to a variety of products, as affordable as RM5/month for a life insurance, which you instantly buy online. That’s right. You can instantly buy a product with the use of a credit card or debit card. Without having to go through medical checkup, answer lengthy questions on paper. Apa lagi u mau??
Selected Products Are Only Available On PolicyStreet!
Products like MSIG’s Pet Insurance and AXA’s eMedic Medical Card can only be obtained online, and not through an agent. Pet Insurance is as low as RM200/year and eMedic can be obtained for as low as RM32/month. Amazing deals you probably cannot get from a conventional agent!
You Save $$$!
The myth is that insurance is expensive that you’d need to break the bank for it. At PolicyStreet, we provided a cheaper alternative. Our rule of thumb is that the products we house on our platform does not exceed RM50/month. That’s right. So, you can get protected for much less! And spend the rest of your money on your other lifestyle needs.
You can almost expect promotions for any insurance purchase happening on a periodic basis. Promotions range from movie tickets, to Starbucks vouchers to rebates. Tell us what you’d like to receive as reward from us and we’d consider it!
We Don’t Side Any Particular Insurance Partners.
We source for the best insurance deals with each and every insurance company we work with. Since we represent many insurance companies, we are more impartial compared to a traditional agent, who is representing at max 2 insurance companies at a time.
Get associated with a Cool Brand!
Getting any products on a platform like PolicyStreet would allow you to interact with the brand immediately, something you cannot get through interacting with an insurance company through an agent. You don’t like being pushed to do something – we know. Therefore, at PolicyStreet, you have full control, transparency and information about the products on our platform.
We spent a lot of hours making sense of complicated insurance words and jargons, simplifying them to a language you can understand. It is our aim that the products on our platform is a breeze to read as compared to the information gathered from traditional insurance brochures.
For reassurance, you may ask us questions, call us, email us, Facebook message us and we will respond to you every single one. You can then make a finest decision whether to opt for a particular product or not, and we won’t kill you if you don’t (no really!).
Be a part of our 37,000-strong Facebook page and 22,000-strong email subscriber list for insurance updates – together we empower insurance awareness to all Malaysians 😊
Your Payments Are Secured
When you make a policy payment online through PolicyStreet platform, via a debit card or a credit card, your payments are passed through a secured payment gateway. Your transactions can be tracked easily. So, there are lesser chances of fraudulent transactions. You wouldn’t need to deal with the potential event of lost cash, cheques or delayed clearance of cheques. Say no to cash and cheque!
Your Important Data Is Secured
We are like you – we know our expectations regarding privacy. Insurance is a matter of importance and sensitivity. Therefore, our platforms are secured like a bank vault would, so rest assured that the all data disclosed by you to us are kept safe. After all, we want to honour our promise to protect all that matters to you!
Now Now, Once Again, We Are Not Here To Displace Agents.
We love what agents are doing for the complicated complex products and families needing a more tailor-made solutions. Admittedly, we cannot do that so well in those customers like they can, at least at this point in time. We like to think that we serve a different target audience, like yourselves, once that resonates more with bite sized, simple, no frill products.
Therefore, here are the number of awesome reasons to buy insurance online on PolicyStreet vs an agent:
You save lot of money.
You get rewarded.
You know and understand what you are buying.
You have convenience of buying.
You pay your premiums in a secured manner.
You’re part of the cool club.
And there you have it! We from PolicyStreet guarantee you that we are here to stay for the long haul, to change the way insurance is perceived, sold and bought by Malaysians. We are here to make insurance fun and sexy to all millennials. Visit our platform for more information!